OUR INITIAL MEETING
Items To Bring To Your First Meeting With
The Bernard Wealth
Management Group:
As a service we provide to you,
we graciously accept new referrals.
A referral from a client is a tremendous compliment and huge responsibility that can never be taken lightly.
We ask that you give us a call to schedule
a free, no-obligation review
of your investment accounts.
No Client Is Too Big Or Too Small
If you are currently retired:
- Most recent tax return
- Current investment statements
- Maturity dates and current yield of certificates of deposit (CDs)
- Cost basis of all assets: stocks, bonds, real estate, etc.
- In-force life, health, and long-term care insurance policies
- Annuity contracts (most recent statements)
- Trust and estate planning documents
- Social Security Numbers, dates of birth, and addresses of any individuals you may consider naming as beneficiaries
- Debt information, including balances and interest rates
- Social Security benefit amount
- Total annual expenditures – please use the worksheet below:
Total Income $
Less Yearly Savings ($ )
Total Annual Expenditures $
(Please be sure to include all living expenses, taxes, vacations, healthcare, and miscellaneous expenses.)
If you are currently working:
- Most recent tax return
- Current investment statements
- Maturity dates and current yield of certificates of deposit (CDs)
- Cost basis of all assets: stocks, bonds, real estate, etc.
- In-force life, health, and long-term care insurance policies
- Annuity contracts (most recent statements)
- Trust and estate planning documents
- Social Security numbers, dates of birth, and addresses of any individuals you may consider naming as beneficiaries
- Debt information, including balances and interest rates
- Social Security estimated benefits report (available on ssa.gov)
- Current employer-sponsored retirement plan statement including investment options and your contribution amounts – percentage you are contributing and percentage your employer is contributing
- Current annual expenditures – please use the worksheet below
Total Income $
Less Yearly Savings ($ )
Total Annual Expenditures $
(Please be sure to include all living expenses, taxes, vacations, healthcare, and miscellaneous expenses.)
- Estimated annual expenditures during retirement