OUR INITIAL MEETING   



Full length shot of The Bernard Wealth Management Group in front of the Stifel office doors of Reno, Nevada

 

Items To Bring To Your First Meeting With

 

The Bernard Wealth 
Management Group:

 

As a service we provide to you,
we graciously accept new referrals. 

A referral from a client is a tremendous compliment and huge responsibility that can never be taken lightly.

We ask that you give us a call to schedule
a free, no-obligation review
of your investment accounts. 

 

No Client Is Too Big Or Too Small

 

 

 


If you are currently retired:

  • Most recent tax return
  • Current investment statements 
  • Maturity dates and current yield of certificates of deposit (CDs)
  • Cost basis of all assets:  stocks, bonds, real estate, etc.
  • In-force life, health, and long-term care insurance policies
  • Annuity contracts (most recent statements)
  • Trust and estate planning documents
  • Social Security Numbers, dates of birth, and addresses of any individuals you may consider naming as beneficiaries
  • Debt information, including balances and interest rates
  • Social Security benefit amount
  • Total annual expenditures – please use the worksheet below:

    Total Income $
                                                            

    Less Yearly Savings ($                                                        )

    Total Annual Expenditures $
                                                              
         
    (Please be sure to include all living expenses, taxes, vacations, healthcare, and miscellaneous expenses.) 
     

 If you are currently working:

  • Most recent tax return
  • Current investment statements
  • Maturity dates and current yield of certificates of deposit (CDs)
  • Cost basis of all assets: stocks, bonds, real estate, etc.
  • In-force life, health, and long-term care insurance policies
  • Annuity contracts (most recent statements)
  • Trust and estate planning documents
  • Social Security numbers, dates of birth, and addresses of any individuals you may consider naming as beneficiaries
  • Debt information, including balances and interest rates
  • Social Security estimated benefits report (available on ssa.gov)
  • Current employer-sponsored retirement plan statement including investment options and your contribution amounts – percentage you are contributing and percentage your employer is contributing
  • Current annual expenditures – please use the worksheet below

Total Income $                                                        

Less Yearly Savings ($                                                        )

Total Annual Expenditures  $
                                                          
  
(Please be sure to include all living expenses, taxes, vacations, healthcare, and miscellaneous expenses.) 

  • Estimated annual expenditures during retirement

 

Trust and fiduciary services are provided by Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A. (Stifel Trust Companies), wholly owned subsidiaries of Stifel Financial Corp. and affiliates of Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE.  Unless otherwise specified, products purchased from or held by Stifel Trust Companies are not insured by the FDIC or any other government agency, are not deposits or other obligations of Stifel Trust Companies, are not guaranteed by Stifel Trust Companies, and are subject to investment risks, including possible loss of the principal invested.  Stifel Trust Companies do not provide legal or tax advice.